Every tool a serious investor needs, in one place.
Ignyq is personal finance software, not a financial adviser. All 45+ analysis modules are for informational and educational purposes only and do not constitute investment advice.
45+ analysis modules. 38+ financial planning tools. AI from six providers. Financial planning runs fully offline. Private local storage. Encrypted financial data.
INVESTMENT ANALYSIS — 45+ MODULES
Most retail investors have access to either basic charts or basic fundamentals — not both, and rarely combined with the quantitative tools used by professional analysts. Ignyq brings together valuation, momentum, portfolio construction, and risk analysis in one integrated suite.
Valuation & Fundamentals
DCF (Discounted Cash Flow) valuation with adjustable inputs and scenario modeling
Valuation Metrics: P/E, PEG, EV/EBITDA, Price/Book, Price/Sales
Earnings Growth analysis — historical and projected
Individual Stock Report — comprehensive single-stock deep-dive combining fundamentals, technicals, and qualitative factors
Classic Investment Strategies
Buffett Checklist — economic moat, margin of safety, management quality, return on equity
Lynch Criteria — PEG-based growth investing filter (Peter Lynch's documented methodology)
Value Investing screener — Graham-style margin of safety and net-net calculations
Guru Checklist — institutional investor framework drawn from top 17,000+ money managers
Strategies module — run multiple frameworks side by side
Momentum Analysis Suite
The most comprehensive retail-accessible momentum toolkit available. Nine distinct momentum strategies, all runnable on your watchlist.
• 3-Up Momentum
• Time-Series Momentum (TSMOM)
• Relative Strength
• Trend Filters
• Volume-Adjusted Momentum
• Breakout Detection
• Volume Breakout
• Acceleration Momentum
• ATR (Average True Range) Breakout
Portfolio & Risk Analysis
• Portfolio Allocation (Modern Portfolio Theory — MPT)
• Portfolio Performance tracking
• Portfolio Diversification analysis
• Portfolio Rebalancing analysis
• Sector Allocation breakdown
• Correlation Matrix across holdings
• Historical Backtest
• Factor Exposure analysis
• Position Sizing (Kelly Criterion)
• Monte Carlo Simulation
Risk, Options & Sentiment
• Tax-Loss Harvesting analysis — find loss-realization opportunities while maintaining market exposure
• Options Strategy analysis — evaluate covered calls, protective puts, and multi-leg strategies
• Cup & Handle pattern detection
• Social Sentiment aggregation — Reddit (WSB, investing, stocks), RSS news feeds, FinVader sentiment engine
• Trade Plan tool — calculates entry parameters, risk levels, and position sizing for your own analysis — for reference only, not a trading recommendation.
• Monthly Summary report — portfolio snapshot for any time period
• Earnings Calendar integration — upcoming earnings for your watchlist
FINANCIAL PLANNING — 38+ TOOLS
Ignyq's financial planning suite covers every major financial decision across your lifetime — from daily spending to estate planning. Everything is stored locally in your encrypted database. No third party has access to your net worth, your debts, your retirement projections, or your tax situation.
PLANNING CATEGORIES
OVERVIEW & HEALTH
Wealth Dashboard, Net Worth Statement, Financial Health Score, Financial Growth Charts, Financial Projections, Generate Financial Report
TAX & BUSINESS
Tax Planning Dashboard, Tax Estimator, Business / Self-Employment Hub, Charitable Giving Planner
DAILY TRACKING
Budget Manager, Income Tracker, Spending Analyzer, Savings Rate Tracker, Cash Flow Planner, Bill & Subscription Tracker, Financial Calendar
LIFE PLANNING
HSA Tracker, College Savings Planner, Estate Planning, Long-Term Care Planner, Home Equity Analyzer
RETIREMENT PLANNING
Retirement Planner, Roth Conversion Optimizer, FIRE Calculator, Social Security Optimizer, Portfolio Withdrawal Planner, Medicare Planning, Annuity Evaluator
PROTECTION & RECORDS
Investment Risk Profiler, Insurance Needs Calculator, Emergency Fund Calculator, Loan Comparison Tool, Goal Tracker, Asset Manager, Debt Manager, Debt Payoff Simulator, Investment Planner, Foundation Account Wizard
AI INTEGRATION — BRING YOUR OWN KEY
AI-powered analysis from six providers — your key, your cost, your privacy.
Ignyq integrates with Claude (Anthropic), GPT-4o (OpenAI), Gemini (Google), Perplexity, Grok (xAI) and Copilot (GitHub Models / Microsoft). You bring your own API key — Ignyq never routes your requests through a middleman or adds markup. AI calls go directly from your machine to the provider.
Stock Analyzer
Comprehensive stock analysis including bull/bear cases, risk assessment, fundamental evaluation, and interactive follow-up chat with full conversation memory.
AI Stock Screener
Describe what you're looking for in plain English. 'Show me profitable small-caps with low debt and strong momentum’ — Ignyq translates it to a screened, ranked list (example research query — all results are for informational and educational purposes only).
Watchlist Generator
Tell the AI your investment style, risk tolerance, and sector preferences. It suggests a starting watchlist matched to your criteria.
Market Outlook & More
Broad market analysis on demand, plus AI-assisted loss recovery analysis, AI financial planning assistant, and customizable research questions for any ticker.
ALERTS
7 alert types. Real-time notifications. No third-party service required.
• Price Alert — notify when a ticker crosses a specific price level
• Change % Alert — trigger on intraday move above/below a threshold
• Moving Average Crossover — MA cross with configurable windows
• 52-Week High — breakout detection with customizable lead time
• 52-Week Low — breakdown detection
• Volume Spike — unusual volume relative to historical average
• Earnings Date — pre-earnings notification with configurable advance notice
Alerts fire as native desktop toast notifications with optional sound. Full alert history and statistics are stored locally.
EXPORT
PDF (Personal+)
ReportLab-generated branded reports with Ignyq™ headers and footers. Suitable for sharing with a financial advisor or archiving for your records.
Excel (Personal+)
Formatted spreadsheets with data tables, charts references, and structured data. Import directly into any analysis tool.
HTML (All Plans)
Fully self-contained HTML files — no external dependencies, open in any browser, shareable by email. Complete charts and data tables included.
BROKER INTEGRATIONS
Import your portfolio directly from your broker.
Interactive Brokers (IBKR) · Charles Schwab · Fidelity · E*TRADE · Robinhood
Import your holdings, cost basis, and transaction history. Portfolio analysis modules automatically use your actual positions — no manual data entry.