What's new in Ignyq

Earnings estimates & surprises in the calendar. The Earnings Calendar now shows analyst consensus EPS and how the last report beat or missed — filled in automatically for the names you follow.

Real financials for foreign companies. ADRs like TSM and CCJ now ship with real balance sheets, so their valuations are based on actual financials — and Ignyq refreshes stale filings in the background.

Automatic corporate-action handling. Ignyq now catches renamed tickers (BK → BNY), stock splits, and delistings when you load a watchlist, adjusts your cost basis for splits, and flags them all in one clear notice.

More accurate, independently-audited reports. Repeated outside reviews plus our own number-checking drove a sweep across every report: complete fundamentals, an honest “N/A” instead of made-up numbers, correct tax rules for retirement accounts, and every holding accounted for. Informational and educational only — not investment advice.

More transparent AI. Every AI report now shows which provider and model wrote it (and roughly what it cost), answers cover your whole portfolio instead of just the highlights, and anything drawn from general knowledge is clearly labeled.

New: AI Stock Analysis window. Right-click any stock → AI Analysis and a window opens instantly showing the ticker and the AI model at work with a progress bar, then fills in with a clean, easy-to-read report. Export it as a branded PDF or HTML with one click, or copy it to the clipboard. Informational and educational only — not investment advice.

Smarter FIRE Calculator. If you haven’t entered your investable assets yet, the Current Portfolio field now fills in automatically from the live value of your watchlist holdings.

More complete stock tooltips for ETFs. Market cap, beta, and yield now show for funds like VOO instead of appearing blank.

Reliability & polish. Fixed the AI Analysis action so it opens reliably every time, stopped auto-generated strategy lists from duplicating their own names, and confirmed every AI feature is correctly matched to its plan.

New: Risk-Adjusted (Sharpe) Allocation. Size a portfolio the way professionals do — by return per unit of risk — and see a risk-adjusted return on every stock. Exports to HTML, PDF, CSV, and Excel. Informational and educational only — not investment advice.

More accurate fundamentals. Return on equity, debt-to-equity, EPS, and cash flow are now correct across thousands of stocks, pulled from each company’s latest SEC filing — so Buffett, Lynch, Guru Checklist, and DCF get better numbers.

All your API keys in one place. The new Test API Keys screen validates your AI, GuruFocus, and Reddit keys with a live check and stores them securely — no restart, and most settings now apply instantly.

Consistent exports. Portfolio Allocation reports now match across HTML, PDF, CSV, and Excel.

Windows & dialog fixes. Fixed dialogs that could open too small or not appear at all, and corrected the Quick Start guide and keyboard shortcuts.

More accurate financial data. Bank and financial-sector metrics like profit margin were showing impossible values; fundamentals are now cross-checked and corrected, so Buffett, Lynch, Guru Checklist, and DCF show sensible numbers for names like Citigroup, BlackRock, and Intel.

Correct company & ETF names. Some holdings showed only their ticker (Agilent as “A”); full company and ETF names now display everywhere.

Every holding counts in every report. Share-class, preferred, warrant, and unit tickers (like BRK.B) were dropped from some reports, making totals disagree — they’re now included across all reports, on a freshly rebuilt 12,000+ ticker database.

More reliable market data. Fixed the data-provider throttling that could leave stocks missing their name, sector, or fundamentals — watchlists and reports now load with complete data, even long ones.

Better coverage out of the box. More of your holdings — including preferred shares, warrants, and units — resolve to real data on first launch instead of showing blank.

Clearer DCF valuations. An unusually high or low beta is now capped to a sane range for the valuation math, and the report tells you when it does.

New: Mortgage & Compound Interest calculators. Plan a mortgage — payment, total interest, payoff timeline, and what extra payments save — and project savings growth over time, each with charts.

New: Real Estate Decision Advisor. For any property you track, compare Sell vs. Lease vs. Keep over your time horizon and get a recommendation weighted by what matters to you. Planning estimates only — not tax advice.

New: Strategy Library (Watchlist DNA). Ignyq profiles each watchlist into a selection “style” — Momentum Leaders, Quality Compounders, Value, and more — backtests whether it beat the market, and surfaces today’s best-matching names. Explanatory only — never buy or sell advice.

Accuracy, reliability & speed. More accurate DCF valuations and share-class handling, the User Guide now also in Word format, plus faster Run All Analyses and a fix for a macOS heatmap freeze.

More realistic Portfolio Allocation numbers. The allocator now excludes very-short-history stocks and reins in outlier return estimates, so a single recent multi-bagger can’t dominate the mix. Informational and educational only — not investment advice.

Reddit sentiment via the official API. Reddit now requires free API credentials; add them in Settings to include Reddit posts, or Ignyq uses news plus its on-device sentiment engine and skips Reddit cleanly.

New: selectable allocation methodology. Portfolio Allocation now offers three return-and-risk presets — Institutional (most conservative), Balanced (the new default), and Trailing — and the report says which it used. Informational and educational only — not investment advice.

New: in-app update checker. Ignyq now tells you when a newer version is available and links you straight to the download.

Help deep-links fixed on macOS. The contextual “?” buttons now jump straight to the matching User Guide section.

New: Top-N by Sector analysis. Rank the leading stocks in each of the 11 sectors in one comparative table — returns, volatility, reference entry and stop levels, and key competitors — with optional AI ranking, live prices, and one-click export. Informational and educational only — not investment advice.

Richer portfolio allocation reports. A per-strategy breakdown now sits beneath the combined table, so you can read each strategy’s holdings on its own.

More resilient AI providers. A bad, unfunded, or rate-limited key now falls back to your other configured providers instead of failing, and every report shows which provider answered.

More contextual help & display fixes. More windows now have a “?” that opens the matching User Guide section, and long export paths in dialogs are no longer cut off.

The 1.0 line. Ignyq launched in August 2025 with 45+ investment-analysis modules, 38+ wealth-planning tools, six AI providers, broker imports (IBKR, Schwab, Fidelity, E*TRADE, Robinhood), seven alert types, and native macOS, Windows, and Linux apps.

Across the 1.0.x updates: API keys moved to the OS keychain and the financial database was encrypted; the Windows installer was code-signed and the macOS app notarized; AI gained custom screener questions and a smarter Watchlist Assistant; the bundled ticker database was refreshed; and dozens of accuracy and cross-platform stability fixes landed.