What's new in Ignyq™

Know where the market stands. The new Market Cycle dashboard (Elite) reads a trading-desk panel of signals — drawdown, market breadth, the yield curve, volatility, sector leadership, credit conditions and more — to classify where we are in the cycle (healthy uptrend, correction, bear, recovery) — it's an indicator of where the market sits, with the evidence behind it. Eight charts, each in its own window, including a recession-probability model, a regime-history ribbon, breadth internals and a Monte-Carlo projection.

Forecast a whole watchlist. Watchlist Forecast (Elite) projects any watchlist or portfolio forward with a correlated Monte-Carlo probability fan, expected return and volatility, one-month Value-at-Risk, expected maximum drawdown and projected dividend income — optionally tuned to the current market cycle. Right-click any stock to run it.

Grade the whole market for GARP. The new GARP Grade screen (Elite) ranks every cached stock on five sector-relative factors — growth, valuation, profitability, momentum and an earnings-revisions read — into a single A–F score, so quality growth at a reasonable price rises to the top. Colored grade cards, an exportable report, and a one-click Top-N watchlist.

Your market data stays fresh on its own. Ignyq now refreshes your cached market data quietly in the background — no more waiting on a long manual fetch — and a richer activity monitor shows at a glance exactly what’s happening (network, database, syncing).

See the whole market at a glance. The Markets menu adds live At-a-Glance, Terminal and Spotlight windows — indices, sector heat, the yield curve, commodities, currencies and crypto — plus Elite Market Breadth, Top Movers, Sector Rotation and a Finviz-style Heat Map. It all runs locally; nothing leaves your machine.

Every kind of holding now counts — in the right currency. Bonds and fixed income become real portfolio lines (Treasuries auto-priced off the live yield curve, the rest via a quick “Edit Bond…” dialog), and a unified asset-class engine recognizes ADRs, ETFs, mutual and money-market funds, preferreds, options, crypto and currencies. Foreign listings convert to US dollars at live rates and cash is counted everywhere — so nothing reads $0 or “Unknown,” and your totals finally match your broker.

A Bogleheads-style planning suite. Tools for simple, tax-aware investing: Withdrawal Rate Methods (the 4% rule, VPW, Guyton-Klinger and more, each with a Monte Carlo success rate), Asset Location, Lazy Portfolio Gap, Tax-Equivalent Yield, Prioritize Next Dollar, and an Investment Policy Statement generator.

More AI, your choice — smarter and cheaper. Six providers (Claude, ChatGPT, Gemini, Grok, Perplexity and Meta’s Muse Spark), each defaulting to its newest generation at lower cost per report, with the exact cost shown. Bring your own key; your data goes only to the provider you pick.

Private and safe by default — and connected when you want. Watchlists are encrypted at rest with a device key (no setup), optional App Lock secures the app, and portable encrypted backups restore in-app. Elite account linking brings brokerage, bank and credit/loan balances into your Net Worth and Health Score — read-only and local-first — alongside scheduled AI market briefings and a guided CSV import wizard.

Faster, safer, sharper. “Fetch Entire Database” focuses on real companies and pauses gracefully if your data feed throttles; standard Ctrl/Cmd shortcuts work the same on every platform; and reports got more honest — a clear “n/m” instead of absurd percentages, valuations that don’t mis-price banks, and AI that won’t invent data or ignore retirement-account tax rules.

Market Cycle, Watchlist Forecast and GARP Grade are educational analytics for informational purposes only — not financial advice. Your watchlists and financial data stay on your machine.

Four new analysis dashboards. DCF valuation (all four models side by side), investor strategies (a “who would buy this?” score across eight legendary investors), momentum (nine strategies as one bullish/bearish grid), and technical analysis (RSI, MACD, Bollinger, moving averages, volume and chart patterns) — each with tabbed views, a pick-a-ticker detail chart, and one-click “Run All.” (Wealth plan and up.)

A full valuation toolkit. The Valuation menu adds FCFE, a Dividend Discount Model, and APV beside the classic DCF — each auto-filled from your data and fully adjustable — plus NPV / IRR / MIRR and fee-impact calculators that show what fees really cost you over time.

Stress-test and guard your portfolio. Replay real crises (2008, the 2020 COVID crash, 2022) and hypothetical market/sector shocks for a worst-case drawdown and resilience verdict (Elite), and set single-name, sector and overall concentration caps with a pass/fail alert the moment you run them.

Spot chart patterns, and invest like the greats. A Chart Patterns scanner flags head-and-shoulders, double/triple tops and bottoms, triangles and flags — each forming vs confirmed, with a price target — alongside one-click strategy screens through the lenses of Baron, Munger, Marks, Fundsmith, Cramer, Bogle, Templeton and Klarman.

Organize watchlists into nested groups. The Watchlist Manager is now a Finder-style tree of folders and watchlists — build households or client books several levels deep, with a parent group that rolls up the performance of everything beneath it.

Big watchlists finally fit — and become reusable. Dashboards page through hundreds of names at a legible size with a sortable, searchable All Tickers tab; save any investor, momentum or pattern screen’s buy picks as a dated watchlist; and merge or compare watchlists by union, consensus, or diff. (Elite.)

Your cash finally counts, and it keeps working offline. Money-market and sweep balances (SPAXX, SWVXX, VMFXX, FMPXX…) are recognized as real cash so your total matches your broker’s; an Offline indicator keeps your last prices on screen and resumes automatically; and more powerful alerts add email delivery plus RSI and drawdown types.

A rock-solid, never-freezing interface. Every report, prompt and dialog is fully asynchronous and always comes to the front, and the heatmap refreshes in seconds without blanking — plus a true 30-day all-unlocked free trial, one-click sample data to explore every planning screen, and 2026 tax figures that stay current automatically.

Clearer privacy notices (EULA updates). They spell out every connection — an IP and approximate-location note on download and update (deleted within 7 and 90 days) and a one-way device fingerprint that enforces the single free trial (which you can turn off). Your watchlists and financial data never leave your machine. Informational and educational only — not investment advice.

New Earnings Hub & Sectors view. A week-at-a-glance earnings dashboard (estimated vs. actual EPS, surprises, per-company revenue/earnings charts and news), plus a Sectors view that groups your holdings by sector as a matching heatmap — with reliable sector labels for far more holdings, including international ADRs and their own buckets for ETFs and funds so an all-fund 401k reads correctly.

AI Compounder Research. Screen your whole local database — or a watchlist — for quality compounders (durable growth, high returns on capital, strong free cash flow, low leverage, a real moat and sensible valuation), let the AI enrich and fact-check just the shortlist, then save the survivors and publish a branded report. You set the quality bar.

Whole-database runs are dramatically faster. The 3-Up Momentum screen went from about 36 minutes to seconds, and the heavy analyses (Correlation, Cup & Handle, Position Sizing, Backtest, Allocation) now focus on the most-liquid, tradeable names instead of grinding through every micro-cap.

Self-healing data & in-app problem reports. Holdings that showed as “Unknown” resolve to the right sector automatically — we can push a correction every app picks up on next launch, no update needed — and a new Report a Problem sends a bug report with your recent logs, with dollar amounts and names auto-redacted before anything leaves your device.

Readable reports & polish. Fixed a Correlation Matrix that could balloon to gigabytes, an unreadable Lynch chart, and impossible Position Sizing values; added one-click Open on exports; charts remember the period you were viewing; and your alerts, price history and earnings now survive a market-database refresh. Informational and educational only — not investment advice.

Native Intel Mac support. A native macOS Intel (x64) download alongside Apple Silicon, with the in-app updater pointing each Mac to the right build automatically — no Rosetta needed.

Extended-hours prices, consistently. Pre- and post-market moves on the heatmap (an opt-in Sort option), and a projected “Implied Open” that reads identically across the main window, Watchlist Performance, and stock detail.

Your holdings never disappear. Renamed ticker symbols are detected and remapped (carrying shares and cost basis), and a momentary price-fetch gap no longer drops a position or throws off portfolio totals.

Reliable license activation on every Mac. Entering your key now works dependably on all Macs, including clean installs with no developer tools.

Broader coverage & polish. 16 more world indexes (DAX, EURO STOXX 50, Hang Seng, NIFTY 50, ASX 200, and more), instant watchlist refresh on import, roomier detail windows, clearer error messages, and a dark-table fix. Informational and educational only — not investment advice.

AI Stock Analysis window. Right-click any stock for a live, easy-to-read AI report you can export as a branded PDF or HTML. Informational and educational only — not investment advice.

New analysis tools. Top-N by Sector rankings, a Risk-Adjusted (Sharpe) Allocation report, and the Strategy Library (“Watchlist DNA”) that profiles and backtests how each watchlist is built.

New planning calculators. Mortgage, Compound Interest, and a Sell / Lease / Keep Real Estate Decision Advisor.

Richer, more accurate data. Earnings estimates and surprises in the calendar, real financials for foreign ADRs (TSM, CCJ), automatic handling of renamed / split / delisted tickers, and a fundamentals overhaul across 12,000+ stocks feeding Buffett, Lynch, Guru Checklist, and DCF.

More reliable, more transparent. Selectable allocation methodology, an in-app update checker, resilient multi-provider AI with clear model and cost labeling, and dozens of reliability and cross-platform fixes.

The 1.0 line. Ignyq™ launched in August 2025 with 45+ investment-analysis modules, 38+ wealth-planning tools, six AI providers, broker imports (IBKR, Schwab, Fidelity, E*TRADE, Robinhood), seven alert types, and native macOS, Windows, and Linux apps.

Across the 1.0.x updates: API keys moved to the OS keychain and the financial database was encrypted; the Windows installer was code-signed and the macOS app notarized; AI gained custom screener questions and a smarter Watchlist Assistant; the bundled ticker database was refreshed; and dozens of accuracy and cross-platform stability fixes landed.